Many companies as well as individuals have begun looking for ways to cut insurance costs. One idea that many use, or at least consider, is the concept of self-insurance. While this concept seems as though it could save some money it is important to spend some time considering all of the negatives, as well as […]
Continue reading...Contractor’s Insurance: Is Your Coverage Sufficient?
The construction industry is accompanied by inherent risks. In fact, according to OSHA, it is one of the most dangerous professions as far as worker injuries and accidents are concerned. From falls and electrocutions to equipment failures, the chance of injury to professional construction workers is higher than other industries. Insurance coverage for contractors is […]
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3 Biggest Data Breach Risks to U.S. Businesses
U.S. businesses lost a total of $5.5 million in 2011 from data breaches, according to the 2011 Cost of Data Breach Study: United States conducted by Symantec Corporation and Ponemon Institute. While those numbers are a slight decrease than what we’ve seen in years past, they are still huge dollars lost. Part of […]
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5 Key Factors to Consider for Insuring Your Restaurant
Image source: www.trevorland.com Insurance is a necessary part of doing business today – especially for those in the food services industry. Whether you run a deli or a 5-star fine dining restaurant, there are several major factors to consider when it comes to ensuring your […]
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What is Spoilage Insurance and Why Do I Need it?
Image source: projectvintageeats Food spoilage is a big problem for restaurants. Food spoilage doesn’t only represent food and money being washed down the drain. It also exposes your restaurant to major liability risks if patrons consume foods that have spoiled and are, as a result, exposed to food poisoning or other foodborne illnesses. What […]
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Risk Assessment
When you are trying to decide on the right insurance policy for you—be it automotive, homeowners or even a type of commercial insurance, it is important that you spend some time going over your needs, so that you can obtain enough coverage, without overspending. One of the best ways to do this is by completing […]
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Commercial Use of a Private Vehicle
There are millions and millions of vehicles being used in the United States at any given moment, and according to the U.S Census Bureau, at least one-fourth of those are used for work purposes. You may not think about it, but even those who have non-driving based jobs may use their personal vehicle for running […]
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How to Prepare for Your Restaurant Health Inspection
Restaurants need to be in a constant state of readiness when it comes to health inspections. As a restaurant owner or manager, if you get in the habit of living up to these safety standards every day, there is less risk that something will be overlooked or forgotten when the day of the inspection comes […]
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