Contractors Insurance: Knowing Your Liabilities

As a contractor, you need to be fully aware of what your liabilities are to ensure that you have the right insurance for each project. The liabilities you face will vary depending on your line of work. You know that you must have coverage for job-site injuries and any property damages to the location of […]

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Remembering “The Station”

February 23, 2003 is a day that will go down in history—for all the wrong reasons. That day is noted as one of the deadliest nightclub fires in the history of the United States. That evening at “The Station”, a nightclub in West Warwick, Rhode Island, the heavy metal band Great White played a show […]

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Manufacturing Insurance: Extra Liability for High-Risk Production

Manufacturers involved in the production or processing of hazardous materials face many challenges when it comes to federal and state regulations. You must meet numerous safety requirements and maintain comprehensive insurance coverage. Your business can face serious financial losses if you are not aware of the many situations that you can be held liable for. […]

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Why Work With An Agency

In today’s internet-based society, it is possible to purchase nearly any type of insurance product without working with a professional. You can log into your computer and access the website for dozens of insurance providers. If you are particularly computer and insurance savvy and have plenty of time to spend on research and continuous study, […]

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Understanding Builder’s Risk Insurance

No matter how large or small your contracting business is, you face risks during the course of your projects. Course of construction insurance, or builder’s risk insurance, is designed to provide your business with protection throughout the building process. In most cases, builder’s risk insurance protects the investment you have in a construction project from […]

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How Much Insurance Do I Need Anyway?

With unemployment high and finances rough, many people are trying to save money any way they can. One thing you pay each month or quarter is your auto insurance–and I’m sure you’ve considered trying to save money on this. However, the insurance you have is there for a reason. Just because you could lower your […]

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The Top 5 Reasons Why Your Company Needs Technology Insurance

As technology becomes more and more important to the business affairs of nearly every type of company, the dangers grow as well. Today there are technology-related liabilities that you may not have even dreamed of years ago. Just because you are covered by a general commercial insurance policy does not mean you are covered in […]

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4 Ways Bar and Nightclub Owners Can Limit Their Exposure to Alcohol-Related Insurance Claims

There are a ton of rewards that go along with owning a successful bar or nightclub. However, there are some fairly hefty risks that go along with it as well. It’s important that bar and nightclub owners take whatever steps are possible in order to limit these risks—particularly alcohol-related risks that can prove costly in […]

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Minimizing Risks as a New Contractor

Starting your own business in the construction industry as a contractor is an exciting endeavor. It comes with limitless possibilities and allows skilled trade contractors to make a living doing what they love. However, the construction industry comes with inherent risks that just aren’t found in other industries. Because of this, it’s important to understand ways to […]

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Why small businesses should buy increased limits of liability

Uncertainty. The act of opening a business implies the desire to change many things: traditional industry standards, leadership and management, personal quality of life. In order to achieve the long-term goals associated with a better quality of life, the entrepreneur must protect his assets, with the long-term in mind. Small business entrepreneurs face threats to […]

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